These loans, insured by government agencies like the FHA, VA, or USDA, offer favorable terms and lower down payment options, making homeownership more accessible to a wider range of borrowers.
Offered by private lenders, these loans aren’t insured or guaranteed by government entities. They often require higher credit scores and down payments but offer competitive rates and flexible terms.
These loans, secured by real estate, provide financing beyond what traditional lenders offer. Second trust deeds allow homeowners to tap into their home’s equity for various financial needs.